Reasons someone would need Brumley Appraisal Services, Inc.

Every year, thousands of people in Georgia buy, sell or refinance their home. A lot of these transactions consist of a simple line item for an appraisal. While there are a developing number of automated home valuation processes that may seem cheaper than an appraisal, almost all lenders still need a local expert because the stakes are very high. But is securing a mortgage the only basis for getting an appraisal? Are there other cases when the services of a licensed, independent real estate professional might be helpful? Of course.


	For real estate appraisals in Woodstock and Cherokee County, it's easiest when your order online from Brumley Appraisal Services, Inc., just click here.

Appeal your tax assessment in Cherokee County

It's probable you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a previous assessment of your house, so if prices are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from Brumley Appraisal Services, Inc. is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment.

Getting rid of your PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask home owners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the home. This extra payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.

Brumley Appraisal Services, Inc. can provide you with a statement regarding the value of your home, and the cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is often complicated by the troublesome decision of who maintains the house, and it can be a particularly heartbreaking event for both parties. Regardless of the situation, it's wise to get an appraisal from Brumley Appraisal Services, Inc. so both parties are entirely aware of the true market value of their home.

The parties will have a a good idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these matters, unlike many wealthy individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the correct value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Brumley Appraisal Services, Inc. assist you in relocating to or from Cherokee County

We understand the stress involved with an employee relocation. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed process, we encourage employees that are moving to provide input on the positive attributes of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. The price we charge isn't contingent upon the value we come up with, but rather they are based on our efforts to finish the appraisal.

We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.